New Star Capital to acquire Century Casino Calgary ...

Local business promoting anti mask rhetoric.

I with many others will no longer be following or even consider using Calgary Casino Party. Their instagram is loaded with misguided posts on masks and they think it's some kind of joke. link
It's pathetic that we still have people thinking like this. I only wonder what kind of foolish posts they will have after the city council vote today.
submitted by YYC_GodEmporeor to Calgary [link] [comments]

[WTS] U.S. Trade tokens, type coins, Morgans, invasion money, mint/proof sets, Eisenhower dollars, and other graded U.S. silver/gold coins.

MAKE OFFERS. I'm selling off a chunk of my collection so I can justify buying other stuff I want, and I'm trying to price it to move. Proof: https://imgur.com/a/RHJaHkN

Shipping will be $8 for Priority Mail small flat rate box (or at cost for larger flat-rate boxes), or $4 if you are at less than 10 oz total and want the First Class Mail option. If you want to buy multiple pieces, feel free to make an offer. Worst I can say is no. Obviously the grades listed are my own opinions - see pics to verify for yourself.

Payment options accepted (in order of preference): Venmo, Google Pay, Cash App, PPFF, Zelle, PPG&S (add 4%).

RAW MORGAN DOLLARS:


RAW U.S. COINS FROM 1800s:


GRADED U.S. COINS:


Wartime notes / Invasion money:


Eisenhower dollars:


Silver commemoratives:


Mint / proof sets:


Trade tokens ($3 each):

submitted by joshwahhh to Coins4Sale [link] [comments]

Feedback on PPV Names

Hello, so I run these 2 Fantasy Booking Shows(I made up my own company and had a draft with others and we compete to see who has the best show) right now it is just in fantasybooking but I might be getting TEW2020 soon and if I do I plan on copying it into there(to see the ratings that the shows get) but I want to hear your opinions on my PPV Names for both companies.
Okay, so my first brand runs one weekly show along with (about) one PPV a month so here is that comapnies PPV names...
Astro Attack(January)
Battle for the Belts(February)
Bash for the Cash(March)
Rodeo Royal(April) (Royal Rumble Equivalent)
Pirate's Plunder(May)
PRIDE(June) (MITB Equivalent) (3 Days)
Stampede Across the World(July) (5 Days) (WrestleMania/Wrestle Kingdom Equivalent)
Hurricane Harbor(August)
Jungle Jamboree(September)
Wrestle-Fest(October) (3 Days) (SummerSlam Equivalent)
Halloween Hit-List(Halloween) (Smaller) (October)
Mayflower Massacre(November) (2 Days)
Holiday Palooza(December) (Holiday Season) (3 Days)

My second company runs similar to NJPW where instead of having a weekly show, there is a new PPV/Event every week(and sometimes more than once a week) so this is the names of those PPVs/Events...
Okay, so the names are...
Neo New Year(New Year's Day Special)
Destined Descent(January)
Crash in China-Town(Chinese New Year Special)
Rocky Mountain Rising(January)
Golden Glory(February)
Love & Lust(Valentine's Day Special)
Capital Combat(Presidents Day Special)
Cyber Kingdom(February)
International Invasion(March)
Dynamite Disaster(March)
Luck of the Irish(St. Patricks Day Special)
March Madness(Basketball/March Madness themed)
Neon Nitro(April)
Paridise Palace(April)
Planetary Collision(Earth Day Special)
Undead Rising(Cinco De Mayo Special)
Deadly Derby(May/Similar to the G1 Climax)
Spring Supercard(May)
Smokin' Souls(May)
High Stakes(June/Casino Themed)
Pride(Pride Month Special)
Turbo Turmoil(June)
Chaos in Calgary(June)
Code Canada(Canada Day Special)
American Agony(July 4th Special)
The Maple Leaf Extravaganza(July/My WrestleMania/Wrestle Kingdom)
Fallout(July)
Agents of Anarchy(July)
Hardcore Heat(August)
Mayhem Massacre(August)
Beach Blast(August)
Golden Cup(August/Similar to New Japan Cup)
School is in Session(SeptembeSchool Themed)
Rushed Reunion(September)
Broken Conquest(September)
Championship City(September)
Freedom Fight(October)
Heroes of the Harvest(Canadian Thanksgiving)
Rage in the Cage(October)
Major Meltdown(October)
Haunted Halloween(October)
Mortal Miracle(November)
Pricey Promise(November)
Pilgrim Plumage(American Thanksgiving)
Redemption for the Rebels(November)
Locked & Loaded(December)
Epic Impact(December)
Blood Blast(December)
Hanukkah Havoc(December)
Christmas Clash(Christmas)
Eve of Destruction(New Year's Eve)

Thoughts? Also if you have any name suggestions or think I should change one please let me know
submitted by AquaGorrila_Man to FantasyBookers [link] [comments]

Feedback on PPV Names

Hey, so I have 2 "wrestling companies" that I fantasy book and I was wanting your guys feedback on these PPV names. There are a lot of PPV's because each company runs like NJPW where there is a new event every week rather than a weekly show
The First Company
New Beginnings(New Year's Day)
Super Cup(January) (Similar to the New Japan Cup)
Astro Attack(January)
Reckless Rampage(January)
SuperBowl Supercard(American Football/Super Bowl-themed)
Vicious Valentines(Valentines Day)
Battle for the Belts(February)
Nitro Night(February)
Savage Showdown(March)
Bash for the Cash(March)
Gravity Genisis(March)
Easter Extremes(Easter Special)
Rodeo Royale(April) (Similar to Royal Rumble)
Symphony of Destruction(April)
Destruction at Disney World(April/Disney Themed)
Warzone(April)
Sin City Showdown(May/Casino Night themed)
Armored Assualt(May)
Revolution(May)
Starcade(May)
Pirates Plunder(May/Pirate Themed)
Survival of the Fittest(June)
Code Red(June)
Deadly Combat(June)
Pride(June) (Similar to MITB)
Canadian Crashdown(Canada Day)
Fight by the Fireworks(July 4th)
Stampede Across the Wolrd(July) (Similar to WrestleMania/Wrestle Kingdom)
World Cup of Wrestling(July) (Similar to G1 Climax)
Fight for the Fallen(July) (Tribute to the Troops)
Brawl at the Beach(August) (Beach themed)
Paridise Palace(August)
Showdown in the Sand(August) (Beach Themed)
Hurricane Harbor(August) (Waterpark/Water Themed)
Overload the System(September)
Hittin' the Books(September) (School Themed)
Road to Glory(September)
Jungle Jamboree(September) (Rainforest Themed)
Fall Brawl(October)
Wrestle-Fest(Canadian Thanksgiving) (Big PPV/Similar to WWE's Big 5)
Blood Bash(October)
Halloween Hit List(Halloween)
Clash at the Capitol(American Election Day) (Gov't Themed)
November to Remember(November)
Toxic Meltdown(November)
Mayflower Massacre(American Thanksgiving)
SnowSlam(December)
Danger Zone(December)
Deadly Disaster(December)
Holiday Palooza(December Holidays) (Similar to WWE's Big 5) (Winter Holidays Themed)
Final Countdown(New Year's Eve)

The Second Company
Neo New Year(New Year's Day Special)
Destined Descent(January)
Crash in China-Town(Chinese New Year Special)
Rocky Mountain Rising(January)
Golden Glory(February)
Love & Lust(Valentine's Day Special)
Capital Combat(Presidents Day Special)
Cyber Kingdom(February)
International Invasion(March)
Dynamite Disaster(March)
Luck of the Irish(St. Patricks Day Special)
March Madness(Basketball/March Madness themed)
Neon Nitro(April)
Paridise Palace(April)
Planetary Collision(Earth Day Special)
Undead Rising(Cinco De Mayo Special)
Deadly Derby(May/Similar to the G1 Climax)
Spring Supercard(May)
Smokin' Souls(May)
High Stakes(June/Casino Themed)
Pride(Pride Month Special)
Turbo Turmoil(June)
Chaos in Calgary(June)
Code Canada(Canada Day Special)
American Agony(July 4th Special)
The Maple Leaf Extravaganza(July/My WrestleMania/Wrestle Kingdom)
Fallout(July)
Agents of Anarchy(July)
Hardcore Heat(August)
Mayhem Massacre(August)
Beach Blast(August)
Golden Cup(August/Similar to New Japan Cup)
School is in Session(SeptembeSchool Themed)
Rushed Reunion(September)
Broken Conquest(September)
Championship City(September)
Freedom Fight(October)
Heroes of the Harvest(Canadian Thanksgiving)
Rage in the Cage(October)
Major Meltdown(October)
Haunted Halloween(October)
Mortal Miracle(November)
Pricey Promise(November)
Pilgrim Plumage(American Thanksgiving)
Redemption for the Rebels(November)
Locked & Loaded(December)
Epic Impact(December)
Blood Blast(December)
Hanukkah Havoc(December)
Christmas Clash(Christmas)
Eve of Destruction(New Year's Eve)

Let me know any thoughts or suggestions on these
submitted by AquaGorrila_Man to WWEGames [link] [comments]

I found a leak

I found a leak submitted by Glamourhammer to poker [link] [comments]

A thousand words wasn't enough? Here's five thousand.

List acquired here.
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italiano italic italy item items its itself itunes iv ivory ix j ja jack jacket jackets jackie jackson jacksonville jacob jade jaguar jail jake jam jamaica james jamie jan jane janet january japan japanese jar jason java javascript jay jazz jc jd je jean jeans jeep jeff jefferson jeffrey jelsoft jennifer jenny jeremy jerry jersey jerusalem jesse jessica jesus jet jets jewel jewellery jewelry jewish jews jill jim jimmy jj jm jo joan job jobs joe joel john johnny johns johnson johnston join joined joining joins joint joke jokes jon jonathan jones jordan jose joseph josh joshua journal journalism journalist journalists journals journey joy joyce jp jpeg jpg jr js juan judge judges judgment judicial judy juice jul julia julian julie july jump jumping jun junction june jungle junior junk jurisdiction jury just justice justify justin juvenile jvc k ka kai kansas karaoke karen karl karma kate kathy katie katrina kay kazakhstan kb kde keen keep keeping keeps keith kelkoo kelly ken kennedy 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submitted by essidus to OneWordBan [link] [comments]

What's your favorite non-USA poker destination that has a good balance for vacation and poker??

submitted by PavlovsDog1123 to poker [link] [comments]

Rules in Calgary, Canada?

I'm traveling to Calgary soon and am wondering about the blackjack conditions there. Would appreciate any insight into rules/pen/heat for Elbow River, Grey Eagle, Pure, Cowboys, Deerfoot Inn, Century or Cash casinos. Thanks in advance - please feel free to PM as well!
submitted by ULuser to blackjack [link] [comments]

Best poker room in Calgary?

Going to be visiting Calgary for a month soon and wondering where I should go! My hometown doesn’t have casinos.
I am a shitty low-stakes beginner, but have generally had success at low-stakes live by trying to play by-the-book TAG style (though I fail miserably online).
Edit: Went to Cowboys tonight to catch the party crowd. Bought into the 1/2 game with $250, cashed out with $980 two hours later. People were going all in on the dumbest draws and shit like top pair garbage kicker. One guy checked quad aces all the way through and won like 5BBs....
submitted by honesttickonastick to poker [link] [comments]

The OSL Possibilities List...with Notes!

So I combed through the list looking at tour schedules for everybody and marking down when they were playing in the greater Bay Area and what their other tour dates were around OSL. All of that is listed below, but doesn't include musical artists that were suggested by other users but were not playing any of the other tracked festivals.
While the official prediction game is over, feel free to make further predictions in this thread, armed with the tour knowledge listed.
Possibilities:
Headliners:
Adele (no upcoming dates, rumored that she'll never tour again)
Billy Joel (no dates between August 8th in Denver and August 26th in Baltimore)
Bjork (no dates after May 6th-June 1st multimedia show residency in NY)
Bruce Springsteen (no upcoming dates and stated on Twitter that there would be no 2019 tour)
Cher (no dates between May 30th in Vancouver and August 21st in Vegas that is part of her Vegas residency)
Childish Gambino (no dates after June 14th in Tennessee)
Coldplay (no upcoming dates)
Daft Punk (no upcoming dates)
Depeche Mode (no dates after March 29th in Spain)
Diana Ross (no dates after July 22nd in Colorado, has Vegas residency in June)
Drake (no dates after April 26th in the Netherlands, no U.S. dates)
Eagles (no dates after July 8th in Ireland, no U.S. dates)
Eminem (no upcoming dates)
Eric Clapton (no dates after June 10th in Germany, no U.S. dates)
Foo Fighters (no dates between June 29th in Sweden and August 13th in Hungary)
Frank Ocean (no upcoming dates)
Green Day (no upcoming dates)
Guns N Roses (no upcoming dates)
Gwen Stefani (only Vegas residency dates with break between July 26th and October 11th)
Jay-Z (no dates other than Woodstock 50 weekend after OSL)
Kanye West (no upcoming dates)
Kendrick Lamar (no dates after April 7th in Chile, no U.S. dates)
Kids See Ghosts (no upcoming dates, but tour rumored)
Lady Gaga (only Vegas residency dates with break between June 15th and October 17th)
Madonna (no upcoming dates)
Maroon 5 (no dates between June 11th in France and August 31st in Curacao, no U.S. dates)
Miley Cyrus (no dates between June 30th in UK and August 16th at Woodstock 50)
Missy Elliott (no dates after July 5th in New Orleans)
Nicki Minaj (no dates after June 21st in L.A.)
Pearl Jam (no dates between July 6th in UK and September 28th in Dana Point, CA)
Phish (no dates between July 14th in Wisconsin and August 30th in Colorado)
Red Hot Chili Peppers (no dates before August 16th in Japan)
Robert Plant (no dates after July 2nd in Norway, no U.S dates)
Rod Stewart (no dates between July 13th in UK and Vegas residency beginning September 18th)
Roger Waters (no upcoming shows)
Sting (no dates between August 1st in France and August 23rd in Illinois)
The Strokes (no dates between July 21st in France and September 27th in Dana Point, CA)
Tool (no dates after July 2nd in Portugal)
Travis Scott (no dates after July 13th in Switzerland)
Twenty One Pilots (no dates between July 21st in France and August 13th in Hungary)
U2 (no upcoming shows and Bono said cryptic message at last 2018 show that they were "going away now")
7 Tracked Festivals:
King Princess (plays Fillmore April 22, no dates listed past July 28th in Detroit)
4 Tracked Festivals:
Chelsea Cutler (plays Fillmore March 22, no dates listed past April 3rd)
Clairo (plays Pitchfork in Chicago July 21st then Reading UK festival August 23rd)
Denzel Curry (plays Bill Graham Civic opening for Billie Eilish on May 29th, plays Seattle on July 19th then August 16th in Netherlands)
Easy Life (no dates after August 3rd in UK)
Playboi Carti (no dates after June 1st in NY)
Sheck Wes (playing in Montreal on August 9th or 10th)
3 Tracked Festivals
070 Shake (no dates after June 2nd in Spain)
The Band Camino (plays July 14th in Kentucky then September 7th in Tennessee)
Bazzi (no dates after June 2nd in NY)
Bob Moses (plays July 13th in Portugal then August 17th in Utah)
Brockhampton (plays July 14th in Netherlands then August 17th in Japan)
Caamp (no dates after August 2nd in Portland)
Dennis Lloyd (plays Great American Music Hall on April 11th, no dates after June 30th in Switzerland)
Gucci Mane (no dates after June 23rd in Delaware)
Hippo Campus (no dates after August 2nd in Iowa)
Hop Along (plays The Independent on April 18-19, no dates after July 12 in Kentucky)
Hozier (no dates after April 14th in Spokane)
Kacey Musgraves (plays August 2nd in Iowa then August 24th in Paso Robles, CA)
Ravyn Lenae (no dates after June 2nd in NY)
Shame (plays The New Parish in Oakland on April 23rd, no dates after July 14th in Finland)
Taylor Bennett (no dates after June 2nd in NY)
Two Feet (no dates after June 23rd in Delaware)
Unknown Mortal Orchestra (plays the Greek Theatre on April 19th, no dates past July 26th in Japan)
Walk the Moon (no dates past June 23rd in Delaware)
2 Tracked Festivals:
Alison Wonderland (plays July 21st in Paris then August 15th in Austria)
Blood Orange (no dates after June 3rd in Maryland)
Calpurnia (no dates after July 14th in Kentucky
Castlecomer (no dates after June 21st in Delaware)
Cautious Clay (no dates after June 15th in Norway)
Crooked Colours (no dates after July 21st in Washington)
Diplo (plays August 1st in Minnesota then August 23rd in Netherlands)
Ella Mai (plays The Fox in Oakland on April 23rd, no dates after May 22nd in Tennessee)
Evan Giia (no dates after July 19th in Washington)
Flora Cash (plays August Hall in SF on May 22nd as opening act, no dates after June 21st in Michigan)
Flipp Dinero (no dates after June 21st in Delaware)
Gesaffelstein (no dates after June 2nd in NY)
Gorgon City (plays the Regency Ballroom on April 17th, no dates after July 27th in UK)
Gunna (plays the Fillmore on April 7th as opening act, no dates after July 15th in Croatia
The Interrupters (plays the Regency Ballroom on March 14th, no dates after June 30th in Spain)
J.I.D. (no shows after July 28th in Michigan)
Jpegmafia (plays the Warfield on March 28th as opening act, no dates after July 21st in Chicago)
Judah and the Lion (plays July 26th in Germany, August 10th in Missouri, and August 13th in Colorado)
Khalid (plays July 6th in Canada then September 7th in Germany)
Kid Cudi (no dates after May 10th in Miami)
Kygo (no dates after July 9th in Canada)
Lauren Daigle (plays July 31st in Michigan then August 10th in Portland and August 11th in Vancouver)
Let's Eat Grandma (plays the Chapel on April 18th, plays August 8th in Italy then August 29th in UK)
Lil Mosey (no dates after May 24th in Vegas)
Lil Wayne (no dates after June 21st in Los Angeles)
The Lumineers (play July 29th in Denmark then September 21st in New Jersey)
Mansionair (no dates after June 27th in MIchigan)
Medasin (play July 19 in Washington then September 12th in Colorado)
Mura Masa (play June 9th in UK then August 22nd in UK)
Nghtmre (no dates after July 21st in Germany)
Nora en Pure (no dates after July 14th in Germany)
The Nude Party (play the Great American Music Hall on April 25th, no dates after May 10th in UK)
The Record Company (play the Ace of Spades in Sacramento on June 5th, play July 14th in Massachusetts then August 17th in Montana)
Ric Wilson (no dates after July 21st in Chicago)
Ripe (play July 14th in Massachusetts then September 21st in New Jersey)
Rubblebucket (play the Cornerstone in Berkeley on March 28th, no dates after June 22nd in Delaware)
Sales (no dates after April 27 at August Hall in SF)
Shaed (play March 15th at Rickshaw Stop in SF, no dates after June 29th in Denver)
Snakehips (no dates after July 14th in NY)
Soccer Mommy (plays the Great American Music Hall on April 17th and 18th and Bill Graham Civic as opener on October 1st, play July 21st in Chicago then September 25th in Canada)
Still Woozy (play the Catalyst in Santa Cruz, no dates after July 21st in Washington)
Sunflower Bean (play July 26-28 in UK then August 11th in Toronto)
Tank and the Bangas (no dates after June 22nd in Delaware)
Tobi Lou (no dates after June 2nd in NY)
Tyla Yaweh (no dates after June 14th in Tennessee)
Tyler the Creator (no dates after June 21st in Delaware)
U.S. Girls (no dates after July 14th in Canada)
Wallows (play the Fillmore on April 26th and 27th, no dates after July 28th in Detroit)
Yellow Days (play July 27th in Michigan then August 14-17 in Portugal)
Zhu (play Shambhala Music Fest in British Columbia same weekend as OSL)
1 Tracked Festival:
10K.Caash (no dates after May 12 in Florida)
12th Planet (play March 16th at Regency Ballroom, no dates after March 30th in Arizona)
21 Savage (no dates after May 4th in Kansas)
3lau (play March 15th at Pure Nightclub in Sunnyvale, no dates after June 23rd in Delaware)
4B (play March 30th at Bill Graham Civic as opener, no dates after July 21st in Germany)
88Glam (no dates after April 21st at Coachella)
A Boogie Wit Da Hoodie (play April 4th at The Fillmore, no dates after April 11th in Massachusetts)
Aaron Aye (no dates after May 31st in NY)
Adia Victoria (no dates between May 26th in Massachusetts and September 21st in Tennessee)
Agoria (play Dreambeach Festival in Spain August 7th to 11th, but unclear what day he may be playing on)
All Them Witches (no dates after June 22nd in Switzerland)
Amber Mark (no dates after July 19th in Chicago)
Ame (no dates after July 21st in Spain)
Andrew McMahon (play March 21st at Fox in Oakland, no dates after June 22 in Delaware)
Anna Lunoe (no shows after July 19th in Indonesia)
Anoushka Shankar (no shows after June 14th in Tennessee)
Aphex Twin (no shows between April 21st at Coachella and August 25th in Paris)
Arkells (play March 27th at Cornerstone in Berkeley, no dates after July 27th in UK)
The Artisanals (no dates after July 14th in Kentucky)
Asian Doll (no dates after May 12th in Miami)
Awolnation (no dates after June 23rd in Delaware)
BabyG (no dates after May 11th in Miami)
Baby Goth (no dates after May 12th in Miami)
Bakar (no dates after May 4th in UK)
Bassnectar (no dates after July 20th in Pennsylvania)
Bblasian (no dates after July 13th in Kentucky)
Beach Fossils (no dates after May 3rd in Arizona)
Beach House (playing Bellwether Festival in Ohio on August 9th or 10th)
Beau Young Prince (play March 22nd at The Warfield as opener, no dates after March 23rd in Hollywood)
Bebe Rexha (no dates after May 19th in Alabama)
Bendigo Fletcher (no dates after July 14th in Kentucky)
Big Baby Scumbag (no dates after May 10th in Miami)
Big Red Machine (no dates after June 2nd in Spain)
Big Wild (no dates after July 21st in Washington)
Blaatina (no dates after May 12th in Miami)
Blac Youngsta (no dates after May 24th in Maryland)
BlackPink (no dates between May 28th in Spain and August 16th in Japan)
Blond:ish (no dates after July 7th in Belgium)
Bloodpop (no dates after June 23rd in Delaware)
Blueface (play March 19th at Warfield as Opener and June 28th at Ace of Spades in Sacramento, no dates after that)
Boa (no dates after April 20th in Indiana)
Bombino (play March 27th at the Independent, no dates after June 23rd at San Luis Obispo)
Bones (no dates after May 11th in Miami)
Boy Pablo (no dates between July 10th in Norway and August 12th in France)
Brianna Perry (no dates after May 10th in Miami)
Bruno Mali (no dates after May 12th in Miami)
Bryce Vine (no dates after 19th in Alabama)
Buddy (play March 23rd at Harlow's in Sacramento, no dates after July 13th in UK)
Bumpin Uglies (play April 27th at Bottom of the Hill in SF, play Freakstomp Festival in Ohio same weekend as OSL, but not sure which day)
Burna Boy (play April 17th at Slim's, no dates after August 4th in Portugal)
Calypso Rose (no dates after July 13th in Slovakia)
CamelPhat (no dates between July 5th in Croatia and August 22nd in UK)
Car Seat Headrest (no dates between July 3rd in Nebraska and August 11th in L.A. as opener)
Carly Johnson (no dates after July 14th in Kentucky)
Caroline Rose (no dates between August 9th in Ohio and August 15th in Colorado)
Catfish and the Bottlemen (play March 23rd at Fox in Oakland, no dates between August 3rd in Ireland and August 12th in Hungary)
Charli XCX (no dates between July 21st in Chicago and August 22nd in UK)
Charlotte Gainsbourg (play April 15th at The Regency, no dates after July 26th in France)
Cherry Glazerr (no dates after July 14th in Tennessee)
Chief Keef (no dates after May 8th in North Carolina)
Chief Pound (no dates after May 10th in Miami)
Chon (no dates after May 4th in Georgia)
Chris Lake (no dates after May 17th in North Carolina)
CID (no dates after August 3rd in Calgary, Canada)
Cirez D (no dates after April 21st at Coachella)
City Girls (play March 19th at the Warfield as opener, no dates after July 14th in NY)
City Morgue (no dates after May 10th in Miami)
CloZee (no dates between August 3rd in Colorado and August 13th in Italy)
Coca Vango (no dates after May 12th in Miami)
Coi Leray (no dates after May 12th in Miami)
Cola Boyy (play April 18th at Rickshaw Stop in SF between Coachella weekends, no dates after June 27th in Michigan)
Comethazine (no dates between May 11th in Miami and August 23rd in UK)
Craig Brown Band (no dates after July 28th in Michigan)
CVBZ (no dates after June 27th in Michigan)
D Savage (no dates after May 12th in Miami)
DaniLeigh (no dates after July 14th in NY)
Danny Towers (no dates after May 10th in Miami)
Dashboard Confessional (no dates after June 23rd in Delaware)
Dave P (no dates after April 19th at Coachella)
Deafheaven (play March 16th at UC Theater in Berkeley, no dates between June 14th in Tennessee and August 17th in Vegas)
Deal Casino (play March 25th at Cornerstone in Berkeley, no dates after May 31st in NY)
Death Cab for Cutie (no dates between July 27th in Japan and August 11th in L.A.)
Deep Dish (no dates after May 25th in Greece)
Dessa (play May 24th at Bottlerock, no dates after June 1st in Vegas)
Deva Mahal (no dates between June 22nd in NY and August 25th in Virginia)
Dillon Francis (no dates after April 21st at Coachella)
DJ Mel (no dates after June 16th in Tennessee)
DMX (play April 21st at UC Theater in Berkeley, no dates after July 27th in Long Beach)
Dombresky (play March 22nd at 1015 Folsom in SF, no dates after June 16th in Tennessee)
Donna Missal (play March 26th at The Independent in SF, no dates after June 13th in Tennessee)
The Doozers (no dates after July 28th in Michigan)
Dorfex Bos (no dates after June 30th in Michigan)
Dr. Fresch (no dates after June 30th in Michigan)
Dragondeer (no dates after June 30th in Michigan)
Ducky (no dates after June 14th in Tennessee)
Dusky (play April 13th at The Great Northern in SF, no dates after June 25th in Albania)
dvsn (no dates after April 19th at Coachella)
Ekali (no dates between July 20th in Pennsylvania and September 12th in Colorado)
Elley Duhe (no dates after May 26th at Bottlerock)
Emily King (no dates after May 5th in NY)
Emo Nite (play March 30th at Rickshaw Stop in SF, no dates after July 26th in NY)
Eprom (no dates after July 18th in Montreal)
Eric Biddines (no dates after May 12th in Miami)
Erin Rae (no dates between July 14th in Kentucky and September 27th in SoCal)
Evan Giia (no dates after July 19th in Washington)
Faye Webster (play April 5th at Cafe du Nord in SF, no dates after June 16th in Tennessee)
Fendi P (no dates after May 12th in Miami)
First Aid Kit (no dates after July 14th in Kentucky)
FKJ (play April 10th-11th at The Warfield, no dates between July 12th in UK and August 16th in UK)
Freddie Gibbs (play May 5th at Brick & Mortar in SF, no dates after July 21st in Chicago)
The Frights (no dates after May 24th at the Catalyst in Santa Cruz)
G Herbo (no dates after May 12th in Miami)
The Garden (no dates after April 20th at Coachella)
GASHI ( no dates after July 9th in Canada)
Gat$ (no dates after May 12 in Miami)
Gojira (play July 26th at Shoreline as opener), no dates between August 8th in Nebraska and August 11th in Illinois)
Goldlink (no dates after May 10th in Miami)
Go$h (no dates after May 12th in Miami)
Goth Babe (no dates after July 28th in Michigan)
Gramatik (no dates between August 3rd in Washington and September 7th in Germany)
Grandson (play April 3rd at Slim's, no dates after May 19th in Alabama)
Great Good Fine OK (no dates after June 1st in Ohio)
Greta Van Fleet (no dates between July 13th in Spain and September 3rd in Australia)
Grizfolk (play March 21st at Fox in Oakland as opener, no dates after March 24th in San Diego)
Grlwood (no dates after July 12th in Kentucky)
Grownboitrap (no dates after May 10th in Miami)
Guapdad 4000 (no dates after May 11th in Miami)
Gucci Gang (no dates after April 21st at Coachella)
Gus Dapperton (no dates after August 1st in Austria)
Guster (no dates after May 26th in Boston)
Guy Gerber (no dates after July 13th in UK)
Half Alive (no dates between June 21st in Delaware and September 13th in L.A.)
Heidi Lawden (no dates after August 3rd in UK)
Hekler (no dates after July 9th in Ontario)
H.E.R. (no dates after July 13th in UK)
Highly Suspect (no dates after July 12th in Kentucky)
The Him (no dates between May 19th in Alabama and August 17th in Austria)
Hippie Sabotage (no dates after June 19th in Colorado)
Hot Since 82 (no dates between May 27th in Michigan and August 17th in UK)
Hundredth (no dates after June 29th in Netherlands)
Hurray For the Riff Raff (no dates after April 27th in New Orleans)
HYUKOH (no dates after July 14th in UK)
Ibeyi (no dates after July 26th in France)
Ice Billion Berg (no dates after May 11th in Miami)
Iceage (play April 23rd at the New Parish, no dates after May 7th in Chicago
Idris Elba (no dates after April 20th at Coachella)
Iglooghost (no dates after May 31st in Spain)
Ilovemakonnen (no dates after May 11th in Miami)
Indigochildrick (no dates after May 12th in Miami)
Israel Nash (no dates between July 13th in Kentucky and August 24th in New Hampshire)
J Balvin (no dates between July 23rd in Spain and August 16th in Mexico)
Jade Bird (play June 8th at Greek Theater as opener, no dates between August 4th in Iowa and August 23rd in UK)
Jade Cicada (no dates after June 14th in Tennessee)
Jaden Smith (no dates after April 28th in Virginia)
Jambinai (no dates after June 8th in Portugal)
Jan Blomqvist (no dates after July 13th in Germany)
Javiera Mena (no dates after May 17th in Spain)
Jauz (no dates between August 5th in Toronto and August 10th in Vegas and August 11th in Phoenix)
Jaydayoungan (no dates after May 11th in Miami)
Jeremy Zucker (no dates between June 1st in Cincinnati and August 22nd in UK)
Jesse Royal (no dates after May 26th in Monterey)
Jim James (no dates after July 7th in Quincy, CA)
Jonas Blue (no dates between July 21st in France and August 24th in UK)
Jony J (no dates after May 10th in Miami)
Joywave (no dates after June 22nd in Delaware)
Jukebox the Ghost (no dates after June 2nd in Ohio)
Justin Jay (no dates after May 19th in Alabama)
Kash Doll (no dates after May 11th in Miami)
Kevin Gates (no dates after July 31st in Virginia)
The Kid Laroi (no dates after May 11th in Miami)
Kid Quill (no dates after June 30th in Michigan)
Kid Trunks (no dates after May 31st in Belgium)
Killumantii (no dates after May 11th in Miami)
Killy (no dates after July 11th in Netherlands)
Kilo Kish (play March 23rd at Regency Ballroom, no dates after May 26th in Boston)
King Henry (no dates after June 23rd in Delaware)
KirbLaGoop (no dates after May 11th in Miami)
The Knocks (no dates after June 29th in Denver)
Knower (no dates after June 27th in Michigan)
Kodak Black (play March 23rd at The Warfield, no dates after May 11th in Miami)
Kolsch (no dates between July 14th in Belgium and August 17th in Netherlands)
Lancey Foux (no dates after May 12th in Miami)
Las Cafeteras (no dates after August 3rd in L.A.)
Las Robertas (no dates after April 19th at Coachella)
Lauren Lane (no dates after April 19th at Coachella)
Lee Burridge (no dates after June 8th in Netherlands)
Leebrian (no dates after May 11th in Miami)
Leikeli47 (play April 16th at the New Parish in Oakland, no dates after July 11th in Ottawa)
Lettuce (play March 21-24 at SF Jazz Center, play Telluride Jazz Fest in Colorado on August 9th, 10th ,or 11th)
Lightskinkeisha (no shows after May 11th in Miami)
Lil Baby (play March 18 at Fox in Oakland and March 19 at Warfield, no dates between July 14th in NY and August 22nd in UK)
Lil Berete (no dates after May 18th in Montreal)
Lil Dicky (no dates after June 16th in Tennessee)
Lil Duke (no dates after May 11th in Miami)
Lil Durk (no dates after May 10th in Miami)
Lil Gotit (no dates after May 10th in Miami)
Lil Keed (play April 7th at Fillmore as opener, no dates after May 16th in Atlanta)
Lil Pump (play April 26th at Warfield, play August 9th or 10th in Montreal)
Lil Skies (play April 26th at Warfield, no dates after July 7th in UK)
Lil Tjay (no dates after May 10th in Miami)
Lil Uzi Vert (no dates between July 20th in Spain and August 22nd in UK)
Lil Yachty (no dates after July 6th in Vancouver)
Lily Allen (no dates after June 16th in UK)
Liquid Stranger (play March 15th at Slim's, no dates after June 13th in Tennessee)
Lolo Zouai (play May 14th at Rickshaw Stop in SF, no dates after July 14th in NY)
The Lonely Island (no dates after June 29th in Minnesota)
Los Tucanes de Tijuana (no dates after June 13th in Mexico)
Lostboycrow (no dates after June 23rd in Delaware)
Loud Luxury (no dates between August 2nd in Vegas and August 22nd in UK)
Lucius (play April 25th at Great American Music Hall and September 21st & 22nd at Greek as opener, no dates between August 4th in Oregon and Greek gigs)
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Wealth Formula Episode 195: Wealth Secret #1: Know, Like and Trust!

Catch the full episode: https://www.wealthformula.com/podcast/195-wealth-secret-1-know-like-and-trust/
Buck: Welcome back to the show everyone. Today my guest on Wealth Formula Podcast is my very good friend and partner Tim McLeary from Western Wealth Capital. Tim has been involved with the financial services in real estate industries for 25 years before joining Western Wealth Capital. His resume is extensive including oversight of more than a billion dollars in assets at TD Bank Financial Group and that was of course before our current run at Western Wealth. Now he is Vice President of Investor relations at Western Wealth Capital and he is obviously you know the face that many of you who have been an Investor Club already have seen and met in person if you've come to our meetups in Phoenix in Houston and of course he'll be in the next one as well. Tim, welcome to Wealth Formula Podcast man.
Tim: Yeah thank you Buck.
Buck: So you know obviously you know we've been talking within investor club and you know pretty much every day with regards to properties that we're looking at etc, but it's great to finally have you on the program to kind of you know expose everybody who's not necessarily part of the investor club to what you guys are doing. So everyone you know obviously people in the investor club already know at least you through the webinars. They may not have seen your pretty mug like you can on the video version here, but tell us a little bit about your past and you know how you ultimately ended up from you know these positions where more traditional financial market into multifamily real-estate.
Tim: Well this is always a common theme and I've always worked in an environment dealing with or connecting with people and institutions anywhere from as you mentioned TD which is you know institutional money management business development leadership with the major chartered financial banks. So again the common denominator is the ability to connect with people and my last position from my last job you know I was pretty darn comfortable feet up you know not being challenged, golfing a couple times a week sometimes I would play these sound like their president real calm and actually wanna one of my good friends a gentleman I used to play a little hockey with in the past because that's what we do up here in the frozen tundra is play a lot of hockey, he was the CFO of actually a very large local developer and he had just joined this small little firm in Vancouver called Western Wealth Capital and at the time and I think this nuts he went from you know CFO of again one of the largest developers in Vancouver just real estate company called Western Wealth Capital and out of the blue he gave me a call and introduced me to the CEO of Western Wealth Capital, Janet LePage and that meeting I basically sat there and said I'll do whatever it takes to come and work with his organization. I just knew it was a rocket ship, she's an amazing lady and then I met David Steele the other co GP and that was two and a half years ago and I loved every day and I'm learning as we go as well too and it's been a phenomenal ride and I'm looking for the next 10 or 15 years.
Buck: So you know obviously you're smart guy and you're heavily involved with day-to-day operations and yet God you know really your pulse on every part of this business so when you look at it from that perspective and you know what's going on in the economy etc, why multifamily real estate right now?
Tim: Well you know multi family is kind of the darling play in that real estate asset class right now you know more and more people and groups are running to this asset class and there's you know a couple simple reasons you know one there's you know multifamily is a very low risk profile asset class you know you look at the stock market and the fluctuations you know I'm still a junkie I look three or four times a day to see what the Dow and Nasdaq are doing but they're basically up and down with the Dow and Nasdaq and you know the market that general market that really depends on I say it is moved from a fundamental market to an emotional driven market you know it depends on tweets from certain people then also you know market move one way or another you know where as you know multifamily is just it's boring it's a real boring asset class but again it's also something you can touch and feel it's not emotionally driven it's you know it's real property it's something you can touch and feel and then you know also plain and simple, people need a place to sleep and a multi-family provides that. You know there's a thousand people moving to Texas a day, they need somewhere to sleep and you know and this is the reason why we love Dallas and Houston you know there's more and more employers moving from the west coast you know to you know to these states such as Florida and Texas and Arizona and all those new new workers need to need a place to sleep and multifamily provides them affordable place to live you know it's very much workforce housing and that's what we look for. And then lastly cash flow I mean you have a low risk profile asset class and and then you're receiving a yield I mean it's basically the best of both worlds.
Buck: Yeah I mean you know I think the the thing that you said that really resonates with me in general and I've said it on the show number times recently is that boring is good right, it's good boring is good this is and take it from a you know a serial entrepreneur type guy myself I mean I've chased enough shiny objects and what's always amazing to me through that period over the last decade is that through everything that has failed and that has gone well, one thing just keeps doing well it's boring but it's called multi-family real estate and that's been my experience you know. So again just advice to just general advice not financial advice don't stay away from something cuz it's boring. Don't go chasing things because you look bright and shiny they look exciting because weather exciting there's inherently more risk. Boring is good. But let's talk about the Western wealth capital because when you think about the Western Wealth Capital model you know it is quite opposite from some of the more boring ideas of when you think of REITs and stuff, it's actually pretty electric. I mean Ken McIlroy who we you know we had this meet up as you recall it was about a year ago in Phoenix Scottsdale and Ken was there and Ken was obviously has known Dave Steele for you know a very long time and they're friends you listen to what you know Dave had to say and he called it a quote money machine right, and that's pretty high praise from a guy like Ken you know and a lot of people trust can I trust Ken. So what exactly is it you know that makes this machine what it is? I mean it's annualized returns of 30 percent for investors through all divestments and you know the speed at which things are working. What is it that makes this different? What is this money machine?
Tim: Well firstly I mean that super high praise from a guy like Ken I mean he's had massive success in this space and you know as you mentioned Dave Steel can go way back and that's huge praise from Ken and that was fantastic when he did say that. Our model you know is pretty simple you know what buck really what it comes down to his execution of her plan you know. I'm a big believer and you know you may have the best business plan on the planet the best digit whatever it is but if you can't execute guess what it's useless and you know our our system our process is repeatable scalable we execute on day one and that means day one of take over when we take over a property but before we take over a property you know we already know what color we're gonna paint the building, we know what the pool furniture is going in, we know what the monument sign is gonna look like, you know the Landscaping's been you know taken care of, the leasing office is basically going to be remodeled as well on day one you know we're putting fliers under the doors of the tenants and we're saying hey do you want an ensuite washer and dryer you know all the statistics that we read that that was the number one ask from tenants is an actual ensuite washer and dryer and it's mind-blowing to me that property owners out there that have pre plumbed washer and dryers but actually don't put watch her dryers and you know we simplistically threw a flyer on the door and said if you will it would like a in-suite washer and dryer you know for an extra forty or fifty dollars a month just to let us know we'll install it and on Tuesday you'll have a washer and dryer, the balance a month no charge but you know as of the next month you know there will be a forty or fifty dollar charge and you know what you got to look at is that the installation that washer and dryer for for you know four-year $50 a month based on a cap rate it works out to about an increase in equity on a per door basis of about ten thousand dollars. And again like you said it comes down just simple math and then you know we throw in our goal start renovations where you know we can turn a unit and about you know eight days at a cost of about 60 to 50 to turn that and you know if we're charging a hundred and twenty-five dollars for that goal style renovation you know based on a certain cap rate buck you again that per door you know equity in valuation has gone up by $30,000. So it really what it comes down to simplistically math and the ability execute and that's something that we're good at both.
Buck: Yeah you know the way I think about it in and tell me we think of this analogy because you know, listen at the value add real estate is not a new concept you know there's a lot of opportunity for a long time, but to me what the difference when I look at it is that most value add operators and I'm talking about even you know a lot of well-known ones they're really operating at a boutique type level of business right, I mean they're sort of like the you know the if you look at in terms of restaurants they're the cafe around the corner run by the mom-and-pop and you know they've got an idea and they you know they run it well they get some good stuff going on they get nice ingredients but the reality is there they may not be infinitely they may not be running it quickly and as profitably as it can be. What's remarkable to me when I look at what you guys have put together there is you've got effectively a you know a McDonaldization right like a you've taken something, a substrate like apartment buildings you know 25-30 million dollar 70 million dollar apartment buildings and commoditized the turning of those in such a manner that it literally reminds me of a Mcdonald's type you know or you know some kind of industrial boom boom boom boom get it done kind of thing and whereas you might think well that's not gonna you know result in as good a product, the reality is the repetition the repeating the same thing over having the same type of you know operations over and over make you better and better and faster and that I just don't see anywhere else and I'm curious kind of what if that's the same you know what you see is the difference from others.
Tim: Yeah we're constantly working on our processes and you know you said it's repeatable and scalable and you can call the McDonnells ism theory but you know that that's what drives us very much and again you know it does come down to execution as you mentioned you know there's a lot of syndicators out there that really say they're in our space or they’re in the value-add space you know but they really don't spend that equity they don't have that team in place that can actually execute and that's one thing that's different about Western Wealth Capital is you know Jan and Dave do spend the money we do have the right people in all of the asset locations that we are situated and and we're not happy with six out of ten you know we live in a world where ten out of ten makes make sense.
Buck: The other part that I think is really different is speed right, because and again from from the standpoint of a guy who's interested in looking at things from you know mathematical way I mean I like equations I like things that have definitive you know ways of looking at things, the one thing that people don't usually think about is speed right. So you're going to do this at scale you're going to turn this you're gonna get so much you know increase in apartments and net operating income but if you can contract the amount of time it takes to get there you've effectively doubled your return and that presumably is a you know that that's why you're getting the kind of returns you are I mean don't you think that speed is probably the variable that is most unique?
Tim: Very much so and how I look at that is you know we're a very conservative organization all of our models are they're cookie cutter we were big believers and under promising and over delivering you know Janet's math background she’s a computer scientist by trade exactly you know it's very math based you know we have a Wow program we had a while but 1.0 we now but while 2.0 but so what we're trying to do is just increase the speed of how you know how quick we execute and really what that comes down to Buck is you know for our investors is we're you know we're de-risking their investment from day one. We're increasing the value of that property so quickly that we are literally moving the cap rate from let's say by a five to six or six and a half because of the execution of our business plan.
Buck: There's another part of that speed and you know that that that's really pertinent to investors and that is the idea of getting your money out of the deal we always talk about in terms of Western or in terms of the Wealth Formula you know mass times velocity times the leverage so velocity being like how quickly you get your money back out of a deal. One of the things I think is really interesting is the use of the supplemental loan program. Can you explain kind of how that works to people who don't know about it and you know some of the advantages of doing that.
Tim: I mean just very high level you know when we buy a property and we're gonna use some round assumption numbers here but let's say we buy a building for twenty million dollars you know we're typically using agency debt, the lender will actually provide us with a loan you know 100 percent valuation of that property loan to cost and so let's say the full twenty million dollars however they will not you know of course fund us that full amount. Typically it ranges anywhere from you know based on our models sixty five to up to seventy two percent you know of that LTC. Then as we create that value in that property as we execute and at the speed that we do or you are you know we creating value quickly we can go back after twelve months to our lender and instead of doing a whole refinance package which typically is quite expensive we just go back and and have our lender revisit the financials and basically pull a supplementary, so again if that building goes from 20 million 25 million, they will release anywhere between 65 to 70, 72 percent of that additional five million dollars in equity that we've created what we do with that equity well we give it back to our investors. So our whole model is and we've again under-promise and over-deliver here but you know what we pro forma is to return 50 percent of the investors equity between a 24 to 36 month period and then another 25% so up to 75% between a 36 and 48 month period and then up to a hundred percent of their original equity back between a 48 and 60 month period. So they still retain their original percentage ownership in the building the same number of units, however as you just mentioned Buck what it does do is it puts money back into their pocket a lot quicker. They can in turn reinvest that into something else and you know again the velocity of their money is in the velocity returns.
Buck: And that's really the key you know is that the cash out refi model is nothing new, but you usually don’t see it for about five years and then you get you know maybe you get a refi and hopefully you get your capital back out of the deal and you've got what we call infinite returns but what we're talking about here is really unique because I know you mentioned 24 to 36 months just looking over the history it looks like the average has been about 18 months where investors are getting about 50 percent of their capital back and then you know a year later whatever they're getting over the next year or two they're getting the rest of it back. By the way the model does not allow for a split until then so in other words the operators not getting paid you know and any part of the equity until a 100% of capital is returned. Well what that does is it allows you to take you know not wait for years but wait you know assuming it's 18 months 24 months whatever and if you get if you invested a hundred grand take 50 grand back and put it into something else now you've got an opportunity to make money in two places at the same time with the same capital and that's where the numbers really go off the hook right that is kind of the the thing and then as Tim mentioned it's also derisking. So tell us a little bit about like you know kind of your track record in terms of doing this kind of stuff.
Tim: Well I mean I'll tell you a little story about one of our investors you know he started with us it's actually five years ago now we're six year old company but it took about a year of research for him to give us his his first dollar but so it's been about five years ago he started investing with us he spread $750,000 you know throughout a couple of deals he started coming in and you know we do the dip your toe in with a certain amount and then you know the investment level got a little bit larger and so his total investment you know with Western Wealth Capital was $750,000 and you know he's funny he comes to offer wine and cheeses and he basically said I'm not gonna give you any more money I'm done but I promise you this what I'm gonna do is every single penny that you give me I'm gonna reinvest it. So you know through all of our refis are just divestments dispositions which we've had 31 to date so every penny he's given back to us he's actually equity level and ownership of properties with us is just now under four million dollars five.
Buck: So seven hundred and fifty thousand dollars total investment over like you know spread over several deals or the last five years is not worth about four million bucks.
Tim: And he's just continuing to roll it yeah he's doing. Actually should I should ask him and I show the top the pin but he loves to talk probably I should take him on tour with me.
Buck: I want to get him on the podcast. That comes out to roughly an eighty nine percent annualized return on capital. Well what's interesting to me is that with you know these kinds of returns people assume there's got to be a lot of risk right I mean how do you hit thirty percent annualized returns how's this guy get a nine percent annualized return, but in fact you know the two elements and you've alluded to this before that tend to theoretically make these opportunities even more stable than most offerings is that first you know you've obviously got a heavy capital expenditure budget because this whole thing is about turning you know really neglected properties into really high quality properties, if anybody's ever been on a Western wealth tour you'll see it's just amazing, but so it's a huge you know it's a it's a big investment up front that's raised from the capital from the equity. But one of the beautiful things about that is hey you're not you know we're not gonna just try to expect that we're gonna generate all this income from the property right and that creates this level of cash that's sitting up front. That is one thing that in my mind significantly de-risks the opportunities is that there's a huge capital stack sitting there waiting, but then there's also the other idea that where as we're driving equity into this and we're making a profit hopefully by driving cap rates up dynamically in real time, you're essentially creating you called it de-risking the property right I mean those are the two main elements, is that kind of how you see it in terms of mitigating risk?
Tim: Yeah hundred percent I mean not only mitigating risk but also you know it comes to returns you know when we model a property and then when we send her a basically executive summary though you know we're not showing 30% returns and that's what we've actually achieved in our past, we've had 31 dispositions for an average hold period 29 months for an average return of 30 percent annualized so we're not showing that you know what we're basing our math typically is working out between 17 to 20 percent annualized returns based on the property very conservative based on how the performance exactly you know when we have a property with say 200 units we're not saying we're gonna execute our value add proposition on 80% 85% we're saying we may do sixty sixty-five percent. And that's where we come up with these 17 to 20s you know plus our refinance of 50, 75 and a hundred you know but again the whole goal Buck comes down to is again under-promise and over-deliver and as well as you can and under-promise and over-deliver but you better be able to execute and and the speed and again we're very good at we're obsessed actually that's the word we use we're obsessed with execution.
Buck: That's pretty obvious. How big, because we talked about how this has been, this has been a lightning bolt of a business in terms of growth. How much how much property is under management now?
Tim: We're just under 16 thousand units.
Buck: And what does that come out to in dollars? I’m putting you on the spot but you move so quickly.
Tim: So last year actually 2018 we purchased 16 buildings. In 2019 we purchased 19 buildings. Our goal this year is 24 you know however you know we do have you know different sources of that's gonna be a billion dollars we're nowhere well we're over 2.2 billion 2.2 billion.
Buck: Okay so we've got all this good stuff going on and there's skeptics out there and for good reason that say well gosh you know what's you know what are you gonna do when the market changes I mean we talked about some of the things that you can do to de-risk that like you know you're decompressing your own cap rates by creating this dynamic you know driving of net operating income but what happens in that scenario and typically you know a cycle like that might last a couple years. If you have a situation where you decompress cap rate so and you you're certainly in a position to be safe because you got about a bunch of money in the bank you know you've driven up your income, but then what do you do then to to you know to try to maximize yield? Do you just you know hold on to the property and and wait for better days or what do you do?
Tim: I guess the worst-case scenario is as you mentioned you sit in cash, again, we're a bit unique we don't have to borrow our capex we raise our capex so you know we'll sit on a lack of cash you know if required we can still continue implementing our value-added program because again you know in a crunch period of time try and get money from a bank or your agency you can't so all of a sudden syndicators just have to stop we raise that capex so we can keep going if we want but I mean worst case scenario is is we sit in cash flow you know but we also what we look at is in the markets that we deal is you know or where we have assets for the markets that we really like is you know we take a real look at the A type of properties existing or being built and you know we love buying buy a right you know a C or C plus type of building right beside an A because you know the individual is that you know that's paying 20 to 50 a month for an eight hundred square foot a type of property you know when that market does change you know are fifteen hundred and fifty dollar 1100 square but newly renovated unit plus completely upgraded and amenities is it gonna look fantastic and save that individual seven hundred dollars a month. So you know again it comes down to de risking and your investment and you know that's one of the aspects that we look at is that a type of property in the area but again worst-case scenario is yeah yeah we stuff it full only cash flow.
Buck: So I mean just to be clear we're talking about C-C plus you know probably now what you guys call C me it's probably more C plus moving it up to like a B-Bplus in it you know like you're in a area or something like that is effectively the idea you know speaking of the markets though one of the things that I think is how you know when you right now I've been saying one of the most critical aspects of buying real estate right now is picking the markets because you know when times when things are hot and things are you know markets are flying that's when you get like these you know you get these tertiary markets that are people start chasing yield where in situations where you know if the market turns there's really no natural growth there, there's no not new industry there's not that I mean how much of that goes into market selection can you kind of talk about your process there?
Tim: Yeah you nailed it Buck you know we're seeing a lot of other firms you know chasing yield, chasing returns, there's a lot of equity out there but there's also a lot of kind of startup syndicators trying to make a mark and so they're trying to chase returns and and what they don't see in what we see with we know over a hundred transactions maybe, they don't see the deal flow that we see you know we're seeing 22 to 30 deals in about twelve different cities a week but you know we see other firms you know buying in those first rate markets and that you know we'll never do that you know you know. So when the market does correct you know the place to such late such as you know Dallas, Houston, Atlanta, Phoenix these these markets that are in your top five to ten type markets for economic growth when there is a correction, yeah they may correct a little bit however if you're buying in a market at right now is ranked number fifteen fifteen sixteen seventeen and it's there now just because it's kind of you know, when the market does turn guess what's gonna happen it's gonna go from fifteen sixteen to thirty thirty-one. You know our philosophy isn't you know we don't buy and cross your fingers and hope that the market goes up you know that is just not our value proposition again we're going to markets that are stable strong economic growth there's companies moving there and then basically it comes down to executing your model.
Buck: Yeah and you know and I think that's an important thing. There is this constant sort of tension between finding yield but also staying within markets that have strong job growth and you know population growth. And so the nice thing about you know major markets you know you know Houston and Phoenix and some of these markets that are you know they're not New York and LA but on the other hand they're growing like gangbusters they at the end of the day even if you have a change in sort of the overall real estate market you have this this other opposing force which is the growth in population and that isn't gonna presumably that's not going to stop people are moving there for a reason. Tough economic times they're only gonna make them move there even more.
Tim: Just a funny story Buck I was talking I was in Calgary last week which is a part of Canada, talking to a farmer last week and he explained this this way Tim he says I have a chicken and I want to make sure my chicken is laying eggs but in the long run I want to make sure my chicken’s safe at the end of the day. It's so simple and you're giggling but really that's what it comes down to. I want my eggs but I want to make sure you preserve my chicken and that's definitely Western Wealth Capital.
Buck: Capital preservation. For a group that's plugging out those kinds of numbers capital preservation you know being part of the equation is a nice relief as well. So tell me what's the plan again for this year 2020 west from wealth capital? What Mark do we looking at? What's the goal?
Tim: Well I you know we're currently in five markets I just discussed San Antonio, Dallas, Houston, Atlanta, second largest owner operator in Phoenix there's about twelve cities that know we followed very closely our goal for 2020 is to add two new cities so that means not you know not to have assets and five to have have them in seven you know the type of you know type of markets we're looking at is you know whether we're looking to Nevada so we're looking at Vegas we're looking at Denver of course at Denver Florida many centers and Florida as well to you know Washington, Washington State, Seattle, Portland, Nashville as well too. So you know we have a six member acquisition team and we always joke I'm not sure who lives in airports more of them or them or myself but we're kicking a lot of tires, but the goal is again here to be into you know two new cities we just don't move in a city unprepared we do a lot of homework we do a lot of back check. We don't you know we actually are before we move in a city we don't want to buy one building we're gonna go in and typically buy three buildings you don't you know we want to get you know we want to have a thousand fifteen hundred units.
Buck: That's part of the exit plan too. I mean and and that's one of the things that I think is important to one of the reasons that you end up getting paid more for these is you're not selling when building at a time you're wrapping it up to like seven or eight buildings at a time and selling it at a premium to a big you know to a big institutional buyer.
Tim: Yeah and for numbers we're probably looking at I gained one a month so probably twelve twelve deals this year so for on a deal full perspective so another ambitious ambitious goal first rate.
Buck: I’m just curious one thing and I don't know how much you've actually looked into it but it's funny that you mentioned Vegas behind I brought that up too because I remember the economist that we had at our last meet of in the growth in in in you know just in people moving into Vegas is insane right, well the question is is it real this time right?
Tim: It is you know you look at the the jobs I believe it you know not that long ago over sixty percent was you know in that hospitality sector I believe that's under forty percent now you know so that just shows that there is there's other types of opportunity now in Las Vegas and it's not solely dependent on the casinos and you know and again it's you know it's another state.
Buck: It’s just one of those things where it's like what's the difference between living in you know in a climate wise say Las Vegas Nevada in Phoenix Arizona and people are in Phoenix is growing very quickly and then Vegas all of a sudden now they've got a you know they're gonna have a football team they have an NHL team it's starting to seem like a normal thing to live in Las Vegas.
Tim: It's like anywhere Buck, it's any state or city you live in there's tremendous opportunity in great pockets I've I know a lot of people that live in Vegas and you know you joke the first question is about the strip and it's like any city you live in they all just kind of chuckle and say you know we may go this trip once a quarter you know it's like me going downtown for dinner with my family it's right you know it's the same concept.
Buck: Well Timmy I don't want to keep you too long. It's been great to have you on the show and for those of you who want more of Tim you can read about them you know Western Wealth Capital website otherwise you can join Investor Club if you are an accredited investor and that's where Tim frequently does webinars for us. Tim again I want to thank you it's great to have you on the show finally.
Tim: Thank You Buck, I really appreciate it. Thank you so much.
Buck: We’ll be right back.
submitted by Buck_Joffrey to u/Buck_Joffrey [link] [comments]

Is this a scam? Got a call saying I won a drawing at a home showing event, which I did enter, and this is my prize

I was at the Philly Home Show a couple weeks back and entered a drawing at the event, only detailed we provided were name/numbeemail. I got a call back saying we won a package. The lady explained everything on the phone and didn’t ask for any personal details or form of payment. She said all we have to do is go to this event and listen to a timeshare presentation for 2 hours and are not obligated to buy/pay for anything, then we get a free trip to Vegas or Orlando. The hotel she told us to go to is legitimate.
How do we know if this is a scam? Is there a golden rule for knowing if you actually won something in a drawing?
Begin forwarded message:
From: "Fantasea. Resorts" [email protected] Date: January 29, 2019 at 7:46:12 PM EST To: Subject: HERE IS YOUR INVITATION FOR YOUR APPOINTMENT IN ATLANTIC CITY ON SATURDAY FEBRUARY 9TH AT 1:30 PM - NG

60 N Maine Ave., Atlantic City, NJ 08401 fantasearesorts.com
Your scheduled Presentation and Gift Pick-up is for
DAY Saturday DATE February 9th TIME 1:30 pm_
For any questions, call 609-858-0403
GIFT CODE: *******
Congratulations ******** (I blocked out my own name here)
YOUR VACATION PACKAGE AND BONUS GIFTS ARE WAITING HERE FOR YOU TO PICK UP.
LAS VEGAS OR ORLANDO VACATION · 2 Round Trip Airfare · 4 Days and 3 Nights Accommodations SHOW TICKETS · 2 Adult Tickets in Las Vegas to Blue Man Group or Mystère™ by Cirque du Soleil ®, or similar -OR- · 2 Adult Tickets in Orlando to SeaWorld or Blue Man Group or similar
SHOPPING • A Discount coupon book for The Tanger Outlets in Atlantic City (Up to $1000 in savings at over 150 stores).
SHOW TICKETS • 2 tickets to any Broadway Revue show at Resorts Hotel and Casino in Atlantic City based on availability.
MINI VACATION • An exciting 3-day/2-night stay. Good at more than 40 Different Destinations (you have one year to use it).

• Please bring this letter with you, either printed out, or on a smartphone or tablet.
• Please bring 2 forms of identification: A government picture ID such as a driver's license plus a Major Credit Card (Debit cards, Prepaid Cards, Business Type Credit Cards are not accepted as a form of identification for this promotion.)
• If married or engaged or in a significant relationship, both you and your spouse or significant other must attend the presentation together.
• One gift package per household or vehicle please.
• This is a very limited time promotion.
• Please arrive promptly for your Presentation and Gift Pick-up.
• Be ready for a fun and informative presentation and tour (120-150 minutes) about Fantasea Resorts and the renaissance of Atlantic City. During the multi-media presentation there will be light refreshments.
Any questions, please call 609-858-0403

The night before your presentation you will have the opportunity (but are not required) to stay in a Fantasea Resorts Suite based on availability.
If you already reserved your suite you can skip this section.
We have made a few of our Suites available for you to check into the night before your presentation for a special limited time promotional rate. Once you reserve your suite, your presentation time will change to the morning after you check in. Please verify your presentation time when booking your suite. The special promotional rates are as follows: Sunday thru Thursday arrivals can enjoy a 1 night stay in a studio suite for $29 plus tax or a two-night stay for $49 plus tax. Friday arrivals can enjoy 1 night for $59 plus tax or Saturday arrivals can enjoy a 1 night stay for $89 plus tax. Your room rate plus $10 per night in taxes will be collected when you make your reservation. Upon check-in, you will need leave a $50 refundable security deposit for any incidental room charges made during your stay. (During Holiday Periods, Pricing May be Higher)
If you would like to reserve a suite you must call the FantaSea Resorts Reservations Dept. at (888) 964-6050.
(This number is for booking your suite only) Hours of operation: Mon - Fri, 9:30 AM – 8:00 PM Saturday 9:30 am – 3:30 pm and Sunday Closed. Holiday hours may vary.
All reservations are on a first come first serve basis
Please have your credit card ready when you call. There will be NO additional charge to your credit card unless you fail to cancel your reservation at least 72 hours in advance, do not attend the presentation, or fail to meet the qualifications for this promotion. Your presentation time may change when booking an overnight stay. PLEASE CALL ********** TO RESERVE YOUR SUITE NOW
**Important: YOU ARE NOT REQUIRED TO STAY OVERNIGHT TO ATTEND PRESENTATION AND RECEIVE YOUR GIFTS!
FLAGSHIP RESORT 60 N Maine Avenue, Atlantic City, NJ 08401
It’s Easy Getting To FantaSea Resorts At The Flagship From New York or North Jersey: Take Garden State Parkway South to Exit 38 (Atlantic City Expressway) Follow directions below.
From Brooklyn/Staten Island: Take Verrazano Bridge to Staten Island. Stay on the Staten Island Expressway to Goethals Bridge to New Jersey. Take N.J. Turnpike South to Garden State Parkway (exit 11). Follow directions below.
From Philadelphia area: Cross Walt Whitman Bridge into New Jersey. Stay on I-76 South (North-South Expressway) to the Atlantic City Expressway. Take the Atlantic City Expressway to Atlantic City. Follow the directions below.
All Others: Take the Atlantic City Expressway to Atlantic City. Turn left on Atlantic Avenue. Go to the end of Atlantic Avenue. The 32 story Flagship Resort will be on your left. The garage might be going through some renovations, if it is not finished when you arrive please park in the lot adjacent to the building, Parking is Free. Enter the building through the front entrance and take the elevator to the 7th floor to the Welcome Center.
Present this invitation and your 2 forms of I.D at check-in desk. Enjoy your visit!

Everyone is welcome to visit FantaSea Resorts, Flagship Resort even if not eligible for this promotion. This offer is designed for credit worthy married, engaged and cohabiting couples (both parties must attend, one must be over the age of 25 ), and single persons currently working or retired with a combined annual household income of at least $40,000. Multiple families or couples who know each other are not eligible to attend presentation on the same day. Children are permitted to accompany their parents on the tour, but only a maximum of 3 children per presentation. The purpose of this advertising promotion is to acquaint you with our facilities and vacation ownership program: however, you are under no obligation to purchase and you will receive your promotional package upon completion of the presentation. Because of the value of this offer you must bring 2 forms of identification: A government picture ID such as a Driver's License plus a Major Credit Card. Debit Cards, Prepaid Cards, Business Credit Cards and Checkbooks are not acceptable forms of identification for this promotion. At Least One Party has to be a permanent US resident or a US Citizen. All Must Be Able To Read, Speak and Understand English.
2 Round Trip Airfare: Your vacation certificate must be registered within 6 months of the issue date and allows one full year from the registered date to select and complete travel. Year-round Sunday through Tuesday departures are available from major airports within the continental U.S., Calgary International, Toronto Pearson, or Vancouver International Airports, and is based on airline availability. Availability is limited during major holidays New Year’s Day, Presidents’ Day, Easter, Memorial Day, Independence Day, Labor Day, Columbus Day, Thanksgiving Day and Christmas.
Two travel dates are required a preferred and alternate; each must be at least 45 days in advance with a minimum of 30 days between the two dates selected. Reservation Deposit: Following a travel itinerary selection, the Reservation Deposit is due. Once you confirm a reservation, the government taxes, carrier and agency imposed fees are due at the time of booking. Any refundable deposit paid amount on file at the time of booking will be applied to the charges amount due at the time of booking. Charges in excess of any refundable paid deposit amount on file are owed by the traveler and must be paid at the time of booking using a valid credit or debit card. Any Refundable Reservation Deposit balance remaining after charges, will be refunded 10 days prior to travel.
The certificate for the 3 day / 2 night mini vacation is sponsored by GRAND INCENTIVES. This vacation offer is for 2 adults 21 years of age and older. Up to 2 children under the age of 18 may stay in parent's room for $10 per child. There is a $50.00 refundable room guarantee deposit required. Once your deposit is received your reservations will be processed. All reservations should be made at least 45 days in advance. All reservations are subject to availability. Driver's license required for verification of age and major bank credit card required – no debit cards. Certain Peak times and locations may be extremely limited, for example, June, July, and August. The 3 day / 2 night mini vacation does not include food, transportation, taxes, tips, telephone calls or items of personal nature. Revue Tickets: Good for (2) show tickets at Resorts Casino. Not redeemable for cash. Coupon is non-transferable. Only (1) voucher per customer Must be 21 years of age or older. May be redeemable at Resorts Casino. Based upon availability. If there is no show on the day you are here the show tickets will not be replaced with another gift. Some shows may be sold out to the general public. Check with Box Office.
The Tanger Outlet Discount Coupon: can be redeemed at the Atlantic City Tanger Outlet Shops for a Customer Discount Book with discounts at shops like Calvin Klein, Banana Republic, Gap, Guess, Izod, Polo and others.
The developer reserves the right to discontinue this promotion at its own discretion. FantaSea Resorts reserves the right to substitute gifts of equal or greater value should the indicated gifts not be available at the time of your preview. Flagship Resort Development Corp. (07-00-0009) is registered with the New Jersey Real Estate Commission and the New York State Department of Law. Registration does not constitute endorsement of the merits or value of the property. Obtain the New Jersey Public Offering Statement from the sponsor. New York residents should ask for and receive a New York Timeshare Offering Statement. This offer or any part thereof is void where prohibited by law. Employees, owners or people who have toured our facilities in the last 12 months are ineligible. Flagship Resort Development Corp. is a members of the American Resort Development Association. Promotional package is given in exchange for taking a fun and informative presentation of our resort (120-150 min). The price range of timesharing vacation plans available is $9,900 to $50,000.
THIS ADVERTISEMENT IS BEING USED FOR THE PURPOSE OF SOLICITING TIMESHARE SALES. COMPLETE OFFERING TERMS ARE IN AN OFFERING PLAN AVAILABLE FROM THE SPONSOR.

submitted by A_Shot_Away to Scams [link] [comments]

My weekend trip, buying a motorcycle in -40 degrees celcius and driving it back on a trailer for 14 hours.

It all started with looking at new bikes about 1 year ago... I wanted a z800... I wanted a z900, I wanted a versys... in the end I always thought the bike I wanted was lacking.
Finally... I decided to go back to my dream bike. I upgraded my ninja 650r and went a step further. I noticed a very low price of 8000 dollars for a 2014 Ninja 1000 ABS about 1300 KM(850 miles~) away from where I live. I currently live in Manitoba(Winnipeg), the bike was in Alberta(Calgary).
I made a phone call quite worried that this was too good to be true. I got a carfax for the bike... I asked a MILLION questions. The guy said in a thick accent that he was 65 and that the bike didn't have a scratch on it. It had 4000KM on the bike... I thought out so many ways of bringing that bike back... Do I drive i back in the spring? Do I drive there, pay the man then ship it via truck... I finally remembered that my Dad had a trailer. So, another piece of the puzzle fell into place.
I called the guy up. Tried to get him to lower the price by about 200 dollars. The guy didn't budge... O well, can't blame me for trying. I tell him I'd be there in 2 weeks to cash out some investments.
Finally, the money was in my account. I call up my dad who is retired and ask him "Want to drive to Calgary?", my dad is awesome btw, he doesn't ride but understands how important this hobby and lifestyle is to me. He agrees. I book a day off on Friday the 13th of January... We shovel out the trailer... we look up videos on how to tie down a motorcycle on a trailer. And the plan is in motion. The next day I wake up at 8:00am and get the trailer hooked up, we drive to the bank I get a certified cheque for 7700 and 300 dollars cash in case I can bargain.
At 10:30, we leave, pass multiple cities and after 14 hours of driving/stopping, we get to a hotel in Calgary. We booked a hotel near a casino to see if I could "win" my bike with a 20 dollar bill (I work for a casino company... I know better)... But we're so dead tires we just go straight to bed as we know there's another long day ahead of us. We get there at about 1:00am.
7:30 am, we go meet the guy. This guy... is freaking awesome. He owns both a ninja 1000 and a R1. He's actually 65, selling them to get a cruiser Yamaha bike. I get to the bike, it's literally wrapped in 2 big bed sheets and covered by a motorcycle cover. I look at the bike, and can't notice a scratch... not even a bug on the radiator! He's cursing away at people trying to low ball him, says he'd burn the bike rather then to sell it for 100 dollars cheaper. We chat and chat, he gives me a "don't kill yourself" speech. I've never had more respect for a 65 year old guy. Not only that, he's a mechanic. Oh, I forget to add that he's throwing in genuine products... a tank bag, 2 spare windshield, the tarp, fender eliminator already installed.
This is a no brainer, I buy the bike. This being the first time strapping a bike to a trailer not really designed for bikes... Were struggling but no worries. The guy helps us. To give you an idea about this guy... he asks if I'm cold... I reply no... and he goes to tell me that the bike is cold and that I should put 2 blankets on it! He gives me the blankets he had to wrap it.
Anyways, we say our goodbyes and go on our way. Now, I made an error with strapping down the bike... I strapped it with the motorcycle cover and blankets to protect it from anything. Well the tarp ripped 1.5 hours into the ride. So we took it off. (See pictures)
Left at 9 am and got home at 1:30 am. And here we are, I'm finally home and I've got this bike... this amazing bike I can't fucking drive. And I'm not counting down the days until spring.
TLDR: Bought a 2014 ninja 1000 abs from a 65 year old guy and I have no regrets. I drove 14 hours away to pick up a bike without ever having strapped a bike before. I can't be happier and counting down the days until spring.
Pictures!
submitted by Gawdsed to motorcycles [link] [comments]

Official Weekly Summary (Apr 21 - Apr 27, 2017)

Weekly Summary (Apr 21 - Apr 27, 2017)
UNRESOLVED MYSTERIES
Hi everyone,
Hope you have a wonderful week. Thanks for the gold on last week's summary. Take care and stay safe. ✌ ♥ ☺
Last week's summary (April 14 - April 20, 2017)
UPDATES
THE MISSING
UNRESOLVED (& UNUSUAL) DEATHS
THE UNIDENTIFIED
HISTORICAL MYSTERIES
BIZARRE, PARANORMAL, & UFOs
THE ACCUSED
MYSTERY SERIES
ASK THE SLEUTHS
REFERENCES
submitted by IamMatlock to UnresolvedMysteries [link] [comments]

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$60-million dollar Lotto Max win captured on video - YouTube

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